Welcome!

I would like to welcome you to this free information site that can make you money, make you save more money, help you get additional income, help make you debtfree, etc,etc.
You are more than welcome to post your tips, comments, advise, help, for everyone to see, so we may all benefit!
I don't necessary claim to be "THE EXPERT" on any field, No One can really if you think about it , methods change, people change, ways of thinking change, and besides we are never to old to learn;-)

Sunday, March 30, 2008

Kmart Deals

look on the top for deals!

Saturday, March 29, 2008

Ebay

Everybody knows about Ebay by now, with 26% marketshare on the internet, and the average user spending 43 minutes overhere, it is ranked #8, (last time I checked)
Overhere you can actually make money if you play it cool and if you like dealing with people and even turn this in a small business (if you like)
Check this site out and start on the right top and educate yourself first!
All this might make you extra money in order to get extra money in order to get debtfree!;-)
more about this later!

Credit Cards

A quote I like to go by,: "Credit is like drugs, instant gratification, longterm side-affects"!!!!!!!!!!
The credit-industry is as we all know all-mighty and powerfull with plenty of lobbyists in Washington , blocking anything that might be of hinderance to them ( in order to suck out more money out of the regular John and Jane Doe).
It is the only one (that I know of ,correct my if I am wrong please)that is NOT regulated, so they can set their own rates and fees, and regulations, let's see we have an annual fee, a late fee, over the limit fee, etc. etc.
Now they got something new again , watch this one carefully!!!!!!!!!
UNIVERSAL DEFAULT, (late with one credit card gives them a chance to jack up your payments and interest rates from e.g. 12 % to 21% overnite)for ALL YOUR credit-cards, no matter who the issuer is!
And with the average consumer creditcard outstanding right now at $8000.00 it doesnt look good!
If you do have a credit-card , the best thing is to pay it OFFFFFFFFFFFFFF.
Second of all, if you really need one keep the balans at 30-50% of the card total balans, e.g. $400 balance on a $1000 credit-limit!(I know this is tough, nowadays, but if you are here, please evaluate what Live is all about, even in the Bible they said , he whoever owes money is a slave to the master, DON'T BE A SLAVE ANYMORE!, become Debtfree!
Let me show you how,(instead of worrying day and night ,scared of picking up the phone, for bill-collectors,etc.)
Stay with me and let's do this together, one step at the time!

Fica Scores

As we all know this score is the most important one you can imagine,(there are ten of them!!!) damn if you do and damn if you don't type of deal!
If any one wants to know the other 9 scores let me know with a comment and I will get them to you!
Most people know the Big 3 by now, Equifax, Experian, Transunion,(the credit reporting agencies) who will keep score over you (if you like it or not) with the average score in America right now around 675, starting around 300 up to 900.
The higher your score the better!
We will work on this later!

Debtfree!

Let's get started by getting debtfree first, at this site you will find all the answers , just like I did, (15 years ago, I should have stuck with it than, but better late than never);-)
In here John Commuta who advertises regularly on radio and tv! With his Cascading system He will show you how to become debtfree and in what order to pay each and every debt of and the exact date that you will be debtfree!
With his copyrighted patented software program Transforming Debt into Wealth System, that I highly recommend ( I bought the complete program including: Multiple Streams of Income by Robert G. Allen)

Welcome!

Anything overhere is free information for everyone, please tell your friends, family, and everyone you know!
I will try to keep it as simple as I can, so everyone can benefit.